EP teams plan for threats to the principal. Fewer plan for what happens to the principal's London home, and who pays for it, if a drone gets through. https://www.linkedin.com/pulse/who-pays-when-drones-come-war-damage-risk-uhnw-property-co95e/ This CTG Intelligence briefing looks at that gap. What security and EP professionals working with UHNW families should understand: 1. It doesn't need a declared war. Property policies exclude war whether declared or not. Hostile-state sabotage has already happened in London; one plot targeted Mayfair. 2. It doesn't need Moscow-scale damage. Debris from an interception, shattered glazing or a cordon that shuts a residence for days raise the same questions. 3. Attribution becomes a financial problem. Terrorism cover depends on Treasury certification. A state-directed or unattributed attack may fall outside both terrorism and property cover. 4. Leasehold adds dependencies. One building, one freeholder and every other leaseholder decide what happens next. 5. The state sets the terms, and has rewritten them after the fact. The practical point: residential security and relocation planning should sit alongside the family office's insurance review, not apart from it. The EP lead is often the first person to ask the question.

Posted by BBA Connect at 2026-09-30 10:09:00 UTC